► BUYERS

 

If you’ve landed here, you have decided to purchase a home, or are thinking about buying one in the near future. Congratulations! You’ll be joining the ranks of thousands of individuals who realize that home ownership offers a great number of benefits including building equity, saving for the future, and creating a suitable environment for yourself and your family.

 

When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you accumulate is yours and over time, your home will increase in value.

 

In the following reports, you’ll find a sampling of the information you need to make an informed buying decision.

 

 

► WHY WORK WITH A BUYER REPRESENTATIVE ?

 

There was a time when a real estate salesperson represented only the seller; buyers had to make the most important financial decision of their lives without a representative truly on their side. Today, this is no longer the case. You can now choose to be represented by a buyer’s representative who, as your advocate, is responsible for protecting your rights and best interests and can provide you with essential information so that you can make an informed decision. Buyers representatives are experienced negotiators who will manage your offers and counter-offers. They are familiar with the neighbourhood and can give you information on local real estate values, taxes, utility costs, services and amenities.

 

 

► WHY JOANNE ?

 

I am familiar with the entire home buying process and can advise you of your legal and financial options as well as recommend a vast number of professionals such as inspectors and movers who will aid you along the way so that the process is easy and understandable. I will identify homes that fit your needs and dismiss those that do not, saving you time. I will accompany you on showings or preview the properties on your behalf. I will research selected properties and prepare a Comparative Buyers Market Analysis to determine whether the home you have selected is priced accordingly. Once you have selected a property, I will present the offer to the seller’s representative and the seller, and negotiate on your behalf.

 

 

► DID YOU KNOW ?

 

In most cases, the fee for my service is paid by the Seller of the home and not by the Buyer. That being the case, why not choose to have your best interests protected by selecting your own representative, not the Seller's?

 

 

► LET'S GET STARTED

 

 

                                 Contact me today to set-up an appointment for your free Buyer Consultation.

 

 

► THE IMPORTANCE OF A HOME INSPECTION

 

Buying a home is one of the most important investment decisions you will make in your lifetime. As such, it makes sound financial sense to enlist the services of a qualified home inspector to ensure that your home is solid and secure on the inside as well as on the outside. A home inspection will determine the structural and mechanical soundness of your home. Your home inspector will identify existing and potential problem areas, suggest practical low-cost solutions, and often be able to provide basic estimated costs for any remedial work which may be required. Often times, your inspector will not find any major flaws or defaults and your inspection results will consist of some of the basic maintenance suggestions. Shortly after the inspection has taken place, a report summarizing the findings is generally provided to the purchaser. This can be done by way of a written report or often these days, by way of an electronic report, with hyperlinks to various building codes and important maintenance information. By commissioning a home inspection prior to your purchase, you’re protecting both yourself and your investment, as well as buying a little peace-of-mind. Home inspection costs range according to the size, age, and location of the home you are purchasing. As your sales representative, I can recommend several reputable home inspectors that will meet your needs and your budget.

 

 

► ADDITIONAL RESOURCES

 

Moving checklist

Buying Your First Home
Common Buying Errors (and How to Avoid Them)
20 Practical Buying Tips

 

 

► ATTENTION HOME BUYERS !

 

 

 

 

You may be eligible for Federal & Provincial rebates and tax credits. Follow the links below for more information or contact your mortgage specialist for the most current products available to you.

 

For more information and for rebate forms go to:

 

 

Land Transfer Tax Refund for First-time Homebuyers

 

Home Buyers' Plan - HBP

 

Department of Finance Canada